Here at Auto Clearing Chrysler Dodge Jeep Ram, we understand that finding the best auto financing details can be of large concern to many of our clients. Luckily, our team of experts are top-notch at finding the best financial options for drivers, so that they can worry about the more exciting parts of buying or leasing a new Chrysler 200, Dodge Dart, Jeep Grand Cherokee, RAM 1500 or FIAT 500. Of course, if you're in the market for a used car, we're available to crunch numbers for that as well. In short, we're committed to finding you the best deal available.
To get started finding your best financial options, simply fill out our easy-to-use contact form. It's a stress-free way to get the process rolling. However, if you prefer to speak to us in person, we relish the opportunity to meet you. Visit us anytime during standard business hours here in Saskatoon. After all, we're only a short drive from the Humboldt, Prince Albert and North Battleford areas.
331 Circle Drive WestSaskatoon, SK S7L5S8
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit kilometres from 12,000 to 15,000 kilometres annually. Beyond these figures, fees in the range of $0.10 to $0.25 per kilometer begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.